Centivo is a forward-thinking health plan provider, specifically designed for self-funded employers. Their primary objective is to deliver cost-effective, high-quality healthcare to working Americans who often find it challenging to manage their medical expenses. The company’s approach is rooted in a primary care-based ACO model, which enables employers to save between 15-30% on total healthcare costs compared to conventional insurance providers.
Centivo’s unique offering includes free primary care (including virtual), predictable copay, and a no-deductible benefit plan design. This approach not only benefits employers but also results in substantial savings for employees. The company caters to a diverse range of employers, from those with as few as 51 employees to Fortune 500 companies.
In addition to its innovative health plan, Centivo also provides a comprehensive benefits platform. This platform integrates technology, network, claims processing, customer support, and population health management to fully administer health benefits for all or a portion of an employee population.